Creta On Road Price Breakup
On road price = ex-showroom price + road tax + registration and fees + city charges + TCS + insurance + dealer items. The Creta on road price breakup for the E 1.5 MPi Petrol 6-speed MT in Delhi is ₹10,90,700 + ₹1,09,070 + ₹1,930 + ₹15,000 + ₹10,907 + ₹53,544 + ₹500 = ₹12,81,651, as on 1 November 2026. The largest addition is road tax, at ₹1,09,070. The same variant's Creta on road price runs from ₹11,83,719 in Dadra and Nagar Haveli and Daman and Diu to ₹13,63,716 in Karnataka.
Creta on road price breakup: E 1.5 MPi Petrol 6-speed MT in Delhi
- Ex-showroom ₹10,90,700 (85.1%)
- Road tax ₹1,09,070 (8.5%)
- Registration and fees ₹1,930 (0.2%)
- City charges ₹15,000 (1.2%)
- TCS ₹10,907 (0.9%)
- Insurance ₹53,544 (4.2%)
- Dealer items ₹500 (under 0.1%)
| Line | Set by | How it is worked out | Amount (₹) |
|---|---|---|---|
| Ex-showroom price | Hyundai | Hyundai's price for this variant | 10,90,700 |
| Road tax | state | 10% of the ex-showroom price | 1,09,070 |
| Registration fee | state | fixed fee | 600 |
| Smart card fee | state | fixed fee | 200 |
| High-security registration plate | state | fixed fee | 1,100 |
| Postal fee | state | fixed fee | 30 |
| MCD parking fee | city | fixed for this price band | 15,000 |
| TCS (1% above ₹10,00,000 ex-showroom) | central tax | 1% of the ex-showroom price, which is above ₹10,00,000 | 10,907 |
| Third-party insurance, 3 years | insurer | three-year premium for 1,001 to 1,500 cc | 10,640 |
| Own-damage insurance, 1 year | insurer | 3.28% of an insured value of ₹10,36,165 (95% of ex-showroom), zone A rate | 33,986 |
| Personal accident cover | insurer | fixed premium | 750 |
| GST on insurance | central tax | 18% of the three insurance lines above | 8,168 |
| FASTag | dealer | typical, negotiable | 500 |
| On road price | 12,81,651 |
Scroll sideways for the remaining columns.
The on road figure adds Delhi road tax, registration and fees, the MCD parking fee, TCS at 1% because the ex-showroom price is above ₹10,00,000, insurance (three-year third party and one-year own damage on an insured value of 95% of ex-showroom at the zone A rate, with personal accident cover and GST) and a FASTag to the ex-showroom price. It excludes a loan's hypothecation fee, accessories, extended warranty and handling charges.
Road tax and the registration fees are Delhi's, so they are the same at every dealer in Delhi, and TCS is central tax at a fixed rate. The MCD parking fee is a city charge, set by the city rather than the state. The insurance lines are a premium at the zone A rate; an insurer's own quote for the same cover can come in higher or lower. The dealer line (FASTag) is a typical amount and negotiable.
Creta road tax: how the state sets it
| Fuel | Lowest-priced variant | Highest-priced variant |
|---|---|---|
| Petrol 26 variants | ₹1,09,070Creta E 1.5 MPi Petrol 6-speed MT: 10% of the ex-showroom price | ₹2,00,999Creta N Line N10 1.5 Turbo GDi Petrol 7-speed DCT, dual tone: 10% of the ex-showroom price |
| Diesel 16 variants | ₹1,57,625Creta E 1.5 CRDi Diesel 6-speed MT: 12.5% of the ex-showroom price | ₹2,55,713Creta King Lounge 1.5 CRDi Diesel 6-speed AT, dual tone: 12.5% of the ex-showroom price |
| Electric 29 variants | NilCreta Electric Executive 42 kWh battery: a 0% slab for this fuel, so no road tax | NilCreta Electric Excellence Lounge 51.4 kWh battery (LR) (HC), dual tone: a 0% slab for this fuel, so no road tax |
Scroll sideways for the remaining columns.
In Delhi the road tax on the Creta E 1.5 MPi Petrol 6-speed MT is 10% of the ex-showroom price. Where the tax is a share of the price, a higher-priced variant pays more: ₹2,00,999 on the dual-tone Creta N Line N10 against ₹1,09,070 on the Creta E. The cheapest diesel, the Creta E diesel, pays 12.5% of the ex-showroom price. The Creta Electric falls in a 0% slab, so it pays no road tax in Delhi. Other states set their own rates and bands.
Creta RTO charges: registration, smart card and HSRP
The RTO lines are fixed fees in Delhi: ₹600 registration fee, ₹200 smart card fee, ₹1,100 high-security registration plate and ₹30 postal fee, ₹1,930 in all. Unlike road tax they do not grow with the price. Where a quote shows a single "RTO" figure, it usually adds the road tax and these fees together: ₹1,11,000 for this variant.
Buying on a loan adds a hypothecation fee of ₹1,500, which records the lender on the registration certificate until the loan is repaid.
TCS on the Creta: when 1% applies and when it does not
TCS, tax collected at source, is 1% of the ex-showroom price on a car priced above ₹10,00,000; a car at exactly ₹10,00,000 pays none. All 71 Creta, Creta N Line and Creta Electric variants priced as on 1 November 2026 are above that line, so every one pays it: ₹10,907 on the Creta E petrol and ₹25,221 on the dual-tone Creta Electric Excellence Lounge (HC).
Insurance: third-party, own damage and the zone
The insurance lines are a first-year package: three years of third-party cover, one year of own-damage cover, personal accident cover and GST on all three. Third-party cover is a fixed premium for the engine size: ₹10,640 for the 1,497 cc Creta E. The own-damage premium is 3.28% of the insured value at the zone A rate, and the insured value here is ₹10,36,165, 95% of the ex-showroom price. In a zone B city the same car's own-damage line would be ₹33,054 and the insurance total ₹52,444, against ₹53,544 in Delhi.
Creta FASTag, hypothecation and what is excluded
FASTag is included here at ₹500, a typical amount. The hypothecation fee (₹1,500 in Delhi) is left out, because it applies only to a car bought on a loan; the calculator adds it once "Buying on a loan" is ticked. The figure also leaves out accessories, extended warranty and handling charges, as the basis line under the worked breakup says.
Lines a dealer adds that are not on road price
A dealer's quote can add lines of its own: handling charges, an accessories pack, an extended warranty and insurance add-ons such as zero depreciation cover. None of them is part of the on road figure. The dealer sets these amounts, so ask for each as a separate line with its own price and check the rest of the quote against this Creta on road price breakup.